Blog: Have peace of mind with a Power of Attorney

We are marking the first National Power of Attorney day by urging people of all ages to plan now for a more secure future.

Arranging for a loved one or trusted friend to have Power of Attorney gives protection and peace of mind, safe in the knowledge that issues relating to property, finance, health and welfare will be taken care of should you lose the capacity to make decisions for yourself.

But the latest figures from the Money and Pensions Service show that two thirds of over 65s in Scotland- 64% - have no Power of Attorney in place, leaving them vulnerable if in later life they become physically or mentally incapacitated.

With a rapidly ageing population and rising numbers of older people living with dementia, it has never been more important to take steps early to put in place a legally binding plan for safeguarding the future.

Without Power of Attorney, an application has to go through the courts for a Guardianship Order to safeguard those without the capacity to make their own decisions. Applying for guardianship is a slow and costly process that can take an emotional toll on families. But worryingly it is on the increase with figures published in 2018 showing a staggering 149% rise over the past ten years.

Around 13% of delayed discharge cases in Scotland’s hospitals are the result of waiting for guardianship orders to be completed, because no Power of Attorney is in place. Every day a medically-fit patient is kept in hospital puts them at greater risk of reduced mobility, social isolation and loneliness and developing an infection.

Filling out Power of Attorney might seem daunting but Age Scotland’s Helpline experts can offer informative and friendly advice.

Age Scotland also offers an up to date guide which takes you through the entire process, explains the terminology and includes information about fees.

Don’t leave it too late. If you or a family member wants to know more please call the Age Scotland Helpline on 0800 12 44 222.